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Emploi et économie

Pensions plateformes

Voici ce que les partis de Élection canadienne de 2021 promettent.
Nous n’avons par de Libéral politiques sur Pensions.

Conservateur

Un gouvernement conservateur empêcherait également les cadres de recevoir des primes lors de la restructuration d’une entreprise si le régime de pension de cette entreprise n’est pas entièrement financé.

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Canada’s Conservatives will change legislation to ensure that pensioners have priority over corporate elites in bankruptcy or restructuring.

We will also better protect pensions by:

• Preventing executives from paying themselves bonuses while managing a company going through restructuring if the pension plan is not fully funded;

• No longer forcing underfunded pension plans from being converted to annuities, something that currently locks in losses and results in workers getting less money; and

• Requiring companies to report the funding status of their pension plans more clearly.

Canada's Recovery Plan, retrieved 2021-08-18

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Nous n’avons par de BQ politiques sur Pensions.

NPD

  • Make unfunded pension liabilities owed to workers, & employees' severance pay, are the top priority when a company goes bankrupt.
  • Prevent companies from paying dividends & bonuses when pensions are underfunded.
  • Create a mandatory, industry-financed pension insurance programme.
  • Create a Pension Advisory Commission to develop a long-term plan to enhance Old Age Security, GIS, & CPP.

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New Democrats believe that every Canadian should be able to count on a dignified, secure retirement – and we’ll fight hard to protect pensions that workers have earned. To that end, we will make sure that pensioners are at the front of the line when a company goes bankrupt – making sure unfunded pension liabilities owed to workers, and employees’ severance pay, are the top priority for repayment.

We’ll stop companies from paying out dividends and bonuses when pensions are under-funded, and we’ll create a mandatory, industry-financed pension insurance program to make sure that no worker is deprived of the retirement benefits they’ve earned through no fault of their own.

The federal government has a critical role to play in protecting defined benefit pensions across the country. The Liberal and Conservatives’ openness to target benefit plans in the public sector, which don’t guarantee stable benefits for retirees, puts defined benefits at risk for all Canadians – and we will immediately put a stop to this chipping away of retirement security.

We are committed to strengthening public pensions and improving retirement security for all Canadians and providing a basic guaranteed livable income for seniors. A New Democrat government will create a Pension Advisory Commission to develop a long-term plan to enhance Old Age Security, boost the Guaranteed Income Supplement to lift all seniors out of poverty, and strengthen the Canada Pension Plan. We’ll also make automatic enrollment in OAS and GIS retroactive, so no retiree misses out on benefits that they should be receiving, and support efforts to make sure Canadians have good retirement financial literacy.

Ready for Better, retrieved 2021-08-27

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Vert

  • Amend pension benefit legislation for federally-regulated pensions to maintain pension plan solvency.
  • Introduce a refundable tax credit equal to the amount of pension loss an individual incurs when a pension fails, as a temporary measure.
  • Enable the creation of a Distressed Pension Facility during corporate insolvency.
  • Establish super-priority of pensioners & pension plans in creditor hierarchy during insolvency proceedings.

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● Amend pension benefit legislation for federally-regulated pensions to:

● Maintain the solvency target at 100%.

● Require annual Actuarial Valuations

● Require the sponsor, in the event that the Actuarial Valuation solvency ratio falls below a prescribed threshold to:

○ Obtain a letter of credit to return to 100% solvency, or

○ Abide by restrictions on corporate cash management similar to Ontario’s recent 520/20, until the solvency of the plan is restored, or

○ Obtain informed consent of a significant portion of plan members (perhaps >75%) to implement a different solution, other than a. or b.

● As a short-term measure, a Green government would introduce a refundable tax credit equal to the amount of pension loss an individual incurs when a pension fails.

● To better protect the pensions of all Canadians whose companies file for bankruptcy, under the Companies’ Creditors Arrangement Act (CCAA),a Green government would amend insolvency legislation to extend super-priority to the unfunded pension liability.

● Amend insolvency legislation to enable the creation of a Distressed Pension Facility in the event of a corporate insolvency.

● Ensure the Canada Pension Plan (CPP) remains robust and adaptive to changing needs and circumstances by increasing over time the target income replacement rate for income received during working years, as needed.

● Regulate the CPP Investment Board to require divestment of coal, oil and gas shares and ensure that all investments are ethical and promote environmental sustainability.

● Protect private pensions by amending the Bankruptcy and Insolvency Act and Companies’ Creditors Arrangement Act to establish the super-priority of pensioners and the pension plan in the creditor hierarchy during company insolvency proceedings.

Be Daring., retrieved 2021-09-11

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